If you’ve got a cracked or damaged windshield or auto glass, dealing with insurance can feel like a hassle—but it really doesn’t have to be. At Fix It Fast Auto Glass, we help customers across Mississauga, Brampton, Oakville, Milton, Etobicoke, Toronto, and the entire GTA handle windshield insurance claims without the headache. Whether you drop by our shop or use our mobile service, we’ll make the process smooth and stress-free.

Will my insurance cover Windshield Repair or Replacement?

Insurance Claims For Windshield chip Repair or Replacement Mississauga, Brampton, Oakville & Etobicoke

For most drivers, the answer is yes. In Ontario, comprehensive insurance policies typically cover damage to your auto glass. Here’s a quick breakdown:

  • Windshield Repair: If you have a small chip or crack, your insurance company will likely waive your deductible and cover the full cost of the repair. They do this to prevent a more expensive replacement down the line.
  • Windshield Replacement: For larger cracks or shattered windshields, your comprehensive coverage will handle the replacement cost. You will likely need to pay your deductible.

If you’re looking for windshield repair in Mississauga or a full replacement backed by insurance, we’ve got you covered.

Unsure about your coverage? Call us with your policy details, and we can help you understand what’s covered before any work begins.

How much will it cost me? Understanding your deductible

Auto glass claims are processed under comprehensive insurance. The key to your out-of-pocket cost is your deductible.

  • For a Full Replacement: You pay your comprehensive deductible, and your insurance covers the rest. Common deductible amounts are $300, $500, or $1000. We’ll confirm the exact amount with your insurer.
  • For a Chip Repair: In most cases, with comprehensive coverage, your cost will be $0. Insurers prefer paying for a small repair now to avoid a large replacement later.

Here’s a quick breakdown:

Scenario Typical Cost to You
Repair (e.g., small chip) Usually fully covered
Replacement (full windshield) You may pay your deductible
No Deductible Glass Coverage $0 out-of-pocket

We believe in full transparency. After confirming your insurance details, we’ll walk you through your deductible so you know exactly what to expect before any work begins.

What kinds of damage are covered?

In most cases, comprehensive auto insurance covers windshield repair or replacement caused by:

  • Stone chips
  • Cracks from weather or flying debris
  • Vandalism or theft
  • Road accidents

Important: Windshield damage is usually not your fault, so making a claim under comprehensive coverage often doesn’t affect your premiums.

We handle your insurance claim

Here’s what we do to make your life easier:

  • Check your insurance coverage
  • Contact your provider on your behalf
  • Submit all required documentation
  • Get approval quickly
  • Schedule and complete the repair or replacement

We take care of the entire process so you don’t have to spend hours on the phone or buried in paperwork.

If you need windshield replacement services in Mississauga, we’re here for you. We proudly serve all of Mississauga, Brampton, Oakville, Milton, Etobicoke, Toronto and the entire GTA. Whether you visit our shop or use our mobile service, we’ll make it simple and convenient.

Don’t let paperwork delay your safety

A damaged windshield compromises your vehicle’s structural integrity and your safety on the road. Let the experts at Fix It Fast Auto Glass handle the complexities of your insurance claim. We work directly with all insurance companies to ensure a fast, seamless, and affordable resolution.

Ready to start your claim? Call us now at 416-662-8761 or fill out our online form, and we’ll take it from here!

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